Zimny Insurance Agency
1103 Broadway St.
Alexandria, MN 56308

Fax: 320-762-5433


Accident Forgiveness in Alexandria, MN & St. Cloud, MN

Don’t Let One Accident Hurt Your Record.

Don’t Let One Accident Hurt Your Record.

Zimny Insurance Agency understands that accidents happen. On the road, there are many situations that are outside of your control and sometimes you can’t avoid them. We don’t want an accident to hurt your driving record, or cause your rates to go up. With the right coverage, you can be forgiven for your first chargeable accident through Accident Forgiveness.

Under Accident Forgiveness, if you’re involved in an accident, your rates won’t increase – even if the accident is your fault. This applies only one time per policy, and once it’s been used, you’ll be eligible to receive it again three years later. Minor Violation Forgiveness also falls in this category. This option means that a minor violation or ticket won’t increase your rate. This also applies to once every three years, per driver.

Zimny Insurance Agency also offers:

  • Roadside Assistance
  • Basic: Towing, fuel delivery, lockout, jump starts, flat tires and discounts.
  • Plus: Basic package plus trip interruption coverage, turn-by-turn directions, pre-map routing and emergency messages.
  • Good-as-new
  • Gap coverage: If your car is less than 6 years old, you will receive the difference between what your car is worth and what you still owe the bank.
  • New car replacement plus: Gap coverage plus money to buy a new car if your current vehicle is less than 3 years old.
  • Deductible savings reward
  • Diminishing Deductible: Get a $100 credit on your deductible. It can then keep dropping for every year of safe driving.
  • Total loss deductible waiver: If your vehicle is totaled in an accident, you will not need to pay your deductible.

Contact Zimny Insurance Agency today to find out how you can receive the benefits of Accident Forgiveness for your Auto Insurance policy. We offer Accident Forgiveness to drivers in the Alexandria, St. Cloud, Glenwood, Wadena, Sauk Center and New London areas.